# Wallet (/docs/organizations/wallet)



The wallet is the organization's prepaid balance for generation credits
and agent-managed ad spend reservations. Find it at **Org → Wallet**.

## Top up [#top-up]

1. Click **Add funds**.
2. Pick a preset package ($50 / $100 / $250) or enter a custom amount.
3. Stripe checkout confirms the payment.

A flat **platform fee** (currently 5%) is added to the base amount at
checkout. The fee covers payment processing and is shown on the checkout
page and invoice. Example: funding $100 charges $105 total — you receive
$100 of wallet balance.

Payment is card-only via Stripe checkout. Your card is saved as a payment
method for future top-ups and auto-reload.

## Auto-reload [#auto-reload]

Auto-reload keeps the wallet above a floor without manual intervention:

* **Threshold** — auto-reload fires when the available balance drops below
  this.
* **Amount** — how much to add each time.

Auto-reload charges the saved default payment method.

## Reservations [#reservations]

Each time a layer schedules an activity that draws from the wallet (such
as managed ads or recurring generation), that amount is **reserved** so
other activities can't spend the same credits. You'll see active
reservations in the wallet page alongside your balance.

## Audit [#audit]

Every wallet action (deposit, reservation, consumption, refund) is
recorded in the credit event log — see
[Credit history](/docs/organizations/credit-history).